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Environmental Loans Interest rates

The current market interest rate is 3.200%. On a quarterly basis, the Wisconsin Department of Administration (DOA) assesses the market rate on which the Environmental Loans program subsidies are based. The Clean Water Fund Program (CWFP) and the Safe Drinking Water Loan Program (SDWLP) provide loans at or below the market interest rate.

The DOA has set the market rate at 3.200% for loans with municipal meetings (at which the Financial Assistance Agreement (FAA) is signed) on or after October 1, 2017 through December 31, 2017.

PROGRAM / PROJECT TYPE PERCENT OF MARKET RATE INTEREST RATE
CWFP
For the portion of eligible projects for receiving and storing septage, and capacity for treating septage; as well as for mercury remediation at wastewater treatment facilities.
0% 0%
CWFP
For eligible projects of extremely disadvantaged municipalities meeting the following financial need criteria:
  • < 1,000 population; and
  • ≤ 65% of Wisconsin Median Household Income (MHI).
0% 0%
CWFP and SDWLP
For eligible projects of disadvantaged municipalities meeting the following financial need criteria:
  • < 10,000 population; and
  • ≤ 80% of Wisconsin Median Household Income (MHI).
33% 1.056%
CWFP and SDWLP
For eligible projects of municipalities not meeting the financial need criteria.
55% 1.760%
MARKET RATE (effective 10/01/17 – 12/31/17) 100% 3.200%

The DOA has set the market interest rate at 3.200% for the quarter beginning October 1, 2017 through December 31, 2017. For loans closing during said quarter (determined by the date of the municipal meeting at which the FAA is executed), the loan interest rate will be determined based on the market rate of 3.200%:

  • Eligible CWFP pilot projects may be awarded loans with an interest rate as low as 0%.

  • The portion of eligible CWFP projects for receiving and storing septage, and capacity for treating septage will receive an interest rate of 0%.

  • CWFP loans, provided at zero percent of the market rate, will be awarded with an interest rate of 0%.

  • CWFP and SDWLP loans, provided at thirty-three percent of the market rate, will be awarded with an interest rate of 1.056%.

  • CWFP and SDWLP loans, provided at fifty-five percent of the market rate, will be awarded with an interest rate of 1.760%.
Last revised: Friday September 29 2017