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Environmental Loans (EL) Benefits and advantages

Benefits and advantages of funding your water infrastructure projects with financial assistance from the Wisconsin Environmental Improvement Fund (EIF):

  • Provides subsidized fixed-interest rates on long term loans.
  • Accepts General Obligation, Revenue, and Special Assessment pledges with the same loan interest rate on each type.
  • Accepts 20-year General Obligation promissory notes as well as bonds.

With a loan from the EIF, there are:

  • optional financial advisor fees
  • no Official Statement printing costs
  • no underwriter's discount
  • no bond reserve required
  • no bond rating costs
  • no bond insurance costs

Funding for drinking water, wastewater, & storm water projects

The Wisconsin Environmental Improvement Fund (EIF) programs provide low-cost financing to local governments for drinking water, wastewater, and storm water infrastructure projects to protect public health and water quality. It also includes pilot projects to fund adaptive management and other non-traditional projects to comply with a local government's Wisconsin Pollutant Discharge Elimination System (WPDES) permit limit.

Who may apply?

Eligible applicants and funding recipients, also referred to as "municipalities" or "local governments", include: Wisconsin cities, towns, villages, counties, town sanitary districts, county utility districts, municipal water districts, metropolitan sewerage districts, public inland lake protection and rehabilitation districts, joint local water authorities (created under s. 66.0823, Wis. Stats.), and federally recognized American Indian tribes or bands in Wisconsin.

What kinds of funding are available?

The Environmental Improvement Fund (EIF) is a state revolving loan fund that combines federal capitalization grants from the U.S. Environmental Protection Agency (EPA) Clean Water State Revolving Fund (CWSRF) and Drinking Water State Revolving Fund (DWSRF) programs with state funding to provide financial assistance to local governments in the form of loans at or below the market interest rate (subsidized loans); sometimes combined with awards of additional subsidy (principal forgiveness).

Environmental Loans programs

The Environmental Improvement Fund (EIF) is managed and administered jointly by the Wisconsin Departments of Natural Resources (DNR) and Administration (DOA). The EIF includes two environmental financing programs (with subprograms) for local governments:

  • the Clean Water Fund Program (CWFP), since 1991; and
  • the Safe Drinking Water Loan Program (SDWLP), since 1998.

Program implementation details are outlined in the governing state statutes and administrative codes.

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Last revised: Thursday June 29 2017