The fringe benefits offered to permanent State of Wisconsin employees are a valuable part of an individual's compensation package. The fringe benefits may vary somewhat between employee groups based on occupational status (i.e., protective, executive, general), pay satus (salary or hourly), and percentage of full-time employment.
A variety of Health Maintenance Organizations, Preferred Provider Plans, and fee-for-service health providers offer coverage. Wisconsin Retirement System eligible permanent employees may obtain coverage within one month of starting work, but the state contribution toward premium is not effective until the first day of the third month for new employees without prior state Wisconsin Retirement service. In 2016, most permanent Wiscosnin Retirement System eligible employees working half-time or greater will pay $86 per month for a single plan or $217 per month for a family plan once they are eligible for the state contribution.
After six months of coverage under the Wisconsin Retirement System, an employee may have group term life insurance coverage in an amount up to five times his/her annual salary. Employees may also secure coverage for their spouse (up to $20,000) and dependents (up to $10,000 each).
Income continuation insurance
After six months of coverage in the Wisconsin Retirement System, employees are eligible for income continuation insurance. This benefit ensures that individuals will receive up to 75% of their gross salary for physical or mental disabilities, after a 30 day waiting period or after their sick leave is exhausted, whichever is longer. The state premium contribution, which can range from 0% to 100%, is contingent upon an employee's accrual and use of sick leave.
Hospital indemnity plan, accidental death and dismemberment, dental and vision coverage are features of this insurance. Employees are responsible for the entire premium. Coverage is effective the same date as health insurance.
Dental insurance plan
State employees are offered multiple dental insurance plans, including an HMO, PPO, and supplemental dental plan. Enroll within 30 days of employment or after two months of Wisconsin Retirement System participation. Employees pay the full premium. Some dental coverage is included in many of the group health insurance plans and the Supplemental Insurance Plan.
This plan provides coverage for vision hardware - lens, frames, and contact lenses - and vision exams. This plan is a voluntary employee-pay-all plan that is being offered by the state to supplement vision benefits offered through the various health insurance options. Individuals may enroll within 30 days of employement or wait for the annual fall enrollment.
Long term care insurance
This insurance covers short-term and long-term home health care, assisted living, community-based care, and nursing home care. The plan is available only to state employees and annuitants, including their spouse, parents, and spouse's parents. Employees pay the full premium.