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Popular topics

Learn about funding opportunities for municipalities to assist with replacing lead service lines (LSL) on private property:

Read EL program rule changes; Chs. NR 162 & 166, Wis. Adm. Codes:

Contact information
For information about a specific loan, contact your project manager:
EL Staff directory - areas of expertise are listed
For EL program information, contact:
Bureau of CFA
Phone: 608-266-7555
Fax: 608-267-0496

Mailing address:
Environmental Loans - CF/2
Dept of Natural Resources
101 S Webster St
PO Box 7921
Madison WI  53707-7921

Environmental Improvement Fund (EIF) Environmental Loans

Replacing lead service lines on private property

Information on funding opportunities for municipalities to assist with replacing lead service lines (LSL) on private property is updated regularly on the LSL replacement funding Web page.

The Environmental Improvement Fund (EIF) is managed and administered jointly by DNR Environmental Loans (EL) and Department of Administration (DOA). EIF encompasses two environmental financing programs for local governments:

  • the Clean Water Fund Program (CWFP), and
  • the Safe Drinking Water Loan Program (SDWLP).

Funding programs

Download [PDF] the Environmental Loans (EL) program summaries and interest rates (2 pages).

Clean Water Fund Program (CWFP)

The Clean Water Fund Program (CWFP) provides financial assistance to municipalities for wastewater treatment facilities and urban storm water runoff projects.

Safe Drinking Water Loan Program (SDWLP)

The Safe Drinking Water Loan Program (SDWLP) provides financial assistance to public water systems to build, upgrade, or replace water supply infrastructure to protect public health and address federal and state safe drinking water requirements.

Other funding sources

Other funding sources are available from various other partners/agencies depending on the type of project and other qualifications. Some of these sources include Focus on Energy, USDA-Rural Development, and CDBG.

Eligibility

The following are general guidelines helpful in determining whether an EIF loan would be appropriate for your project.

  • The municipal wastewater project is a necessity to stay in compliance with WPDES permits or to meet new permit requirements.
  • Projects constructing a new sewer system to eliminate groundwater pollution and threats to public health.
  • Projects that correct public water systems that violate health standards, has contamination, is not in compliance with drinking water standards, or has inadequate transmission pipes and/or storage facilities.

How to apply

In order to start the application process for an EIF loan, you need to complete these steps.

  1. Identify and define the wastewater treatment or drinking water "problem" that needs to be corrected or prevented. This process generally involves a joint effort of the municipality, a consulting engineer, and the DNR engineer in your area.

  2. A notice of Intent to Apply (ITA) & a Priority Evaluation and Ranking Formula (PERF) must be submitted online to DNR for each project for which you will be seeking an EIF loan. The deadline for all ITAs/PERFs is October 31 for the following state fiscal year (SFY) funding cycle. All ITAs/PERFs must be submitted annually online because they will only be valid for one state fiscal year (7/1 - 6/30).

    EXAMPLE: You must submit your ITA/PERF by the October 31, 2016 deadline if you're seeking funding in SFY 2018, which begins July 1, 2017 and ends June 30, 2018.

  3. When your project score is finalized, you will receive an email directing you to the project score. Projects with scores will be put on the Project Priority List (PPL) in score order and are eligible to apply for funding.

    You will also be directed to more detailed information about the application process and what's next for your project if you wish to pursue funding:
  4. The PPL also identifies your project manager and construction management engineer (CME). These staff can advise you on the best financial strategy for your situation and guide you through the process of closing on a loan.

  5. Municipal officials, consulting engineers, financial advisors or anyone else with access to the necessary information can fill out the application. The authorized representative of the municipality must sign the application.

Interest rates

The current market interest rate is 3.00%. The Wisconsin Department of Administration (DOA) assesses the market interest rate on a quarterly basis. The DOA has confirmed that a market rate of 3.00% will be valid for the next quarter beginning July 1, 2016 through September 30, 2016. For loans closing during said quarter, the loan interest rate will be determined based on the market interest rate of 3.00%.

The chart below shows the interest rate by project type based on the current market interest rate.

PROJECT TYPE PERCENT OF MARKET RATE CURRENT INTEREST RATE
Clean Water Fund Program
projects to maintain compliance with existing effluent limits or to meet new or changed effluent limits, storm water projects, or projects to sewer previously unsewered areas
70% 2.10%
Clean Water Fund Program
CWFP pilot projects as well as the portion of projects for receiving & storing septage and capacity for treating septage
0% 0%
Safe Drinking Water Loan Program
projects of municipalities with less than 10,000 population and MHIs less than 80 percent of the state MHI
33% 0.99%
Safe Drinking Water Loan Program
projects of municipalities not meeting the above criteria
55% 1.65%
MARKET RATE 100% 3.00%

Deadlines

calendar of deadlines for the Environmental Loans Programs Download [PDF] the visual calendar of deadlines, listed by deadline date, for both EL programs; the Clean Water Fund Program (CWFP) and the Safe Drinking Water Loan Program (SDWLP) (1 page).

Applications and other forms can be downloaded from our Forms page.


By deadline date

June 30
  • Financial Assistance Application postmark deadline for SDWLP.
  • Loan closing deadline for prior year's SDWLP allocations.
  • Financial Assistance Application postmark deadline for CWFP hardship financial assistance.
August 30

Financial Assistance Agreement (FAA) signing deadline for prior year's hardship assistance allocations.

September 30

Financial Assistance Application postmark deadline for CWFP principal forgiveness financial assistance.

October 31

Notice of Intent to Apply (ITA) & Priority Evaluation and Ranking Formula (PERF) on-line submittal deadline for both the CWFP & the SDWLP.

By program activity

Clean Water Fund Program (including Hardship financial assistance and Small Loans Program)
ITA Submitted online by October 31.
PERF Submitted online by October 31.
CWFP Application
  • Postmarked by June 30 if requesting hardship assistance.
  • No deadline for non-hardship projects, unless applying for principal forgiveness.
  • Postmarked by September 30 if requesting principal forgiveness assistance.
Loan Closing
(regular CWFP)
Sign FAA within 8 months following date of application acceptance letter. Application acceptance letters are sent by the end of the fiscal year for which the ITA is valid (i.e., June 30, 2016 for projects with valid SFY 2016 ITAs).
Loan Closing
(hardship)
Sign FAA by the August 30 following the calendar year in which funding was allocated.
Loan Closing
(small loans)
Sign IRSA within 8 months following date of application acceptance letter. Application acceptance letters are sent by the end of the fiscal year for which the ITA is valid (i.e., June 30, 2016 for projects with valid SFY 2016 ITAs).
Safe Drinking Water Loan Program
ITA Submitted online by October 31.
PERF Submitted online by October 31.
SDWLP Application Postmarked by June 30.
Loan Closing Close by the June 30 following the year in which funding was allocated.

Help

For information about a specific project, loan, or topic; contact the appropriate Environmental Loans (EL) staff. Contact information is listed along with their areas of expertise on the EL Staff directory page.

For information about the SDWLP, contact:
Mary E. Wagner
SDWLP & financial assistance specialist
608-267-7475

Until the CWFP specialist position is filled, direct general CWFP questions to:
Nicole Mathews
Financial assistance specialist
608-266-0849

Last revised: Thursday July 14 2016